About The Scheme

About Scheme

In the year 2016 the Government of AP have notified accident death and disability Insurance Scheme to the all the unorganized workers in the State. The said scheme came into operation w.e.f. 02.10.2016.In the 2 nd year the scheme was converged with Central Government Schemes with more benefits has been launched by the Hon’ble Chief Minister on 02.10.2017. The main object of the scheme is to provide relief to the families of unorganized workers in case of death or disability of the unorganized worker leaving the families in great distress. The enrolment of unorganized workers was taken up by Praja Sadhikaara Survey-2016 (Pulse Survey) by the Government in Revenue Department. 2.08 crore unorganized workers enrolled through Praja Sadhikaara Survey have been covered under 1 st year scheme. In 2017 Praja Sadhikaara Survey has been conduct in October to cover the left over eligible unorganized workers and in the 2 nd year under PMJJBY/PMSBY/State Insurance Scheme 2.46 crore unorganized workers are covered.


All unorganized workers in the State in the age group of 18 to 70 years, drawing monthly wage of less than Rs.15,000/- per month who enrolled through Praja Sadhikaara Survey are eligible under the Scheme.

Eligibility Criteria

Scheme component Age group Natural Death Accident death Total disability Partial disability Scholarship
PMJJBY 18 – 50 2,00,000 5,00,000 5,00,000 2,50,000 1,200
AABY 51 - 60 30,000 5,00,000 5,00,000 2,50,000 1,200
PMSBY 61 – 70 --- 5,00,000 5,00,000 2,50,000 ---

Details of Scheme

  • Coverage of 2.50 crore unorganized workers.

  • Convergence of Central Schemes, Pradhan Mantri Jeevan Jyothi Bima Yojana, Pradhan Mantri Suraksha Bima Yojana and Aam Admi Bima Yojana .

  • Scheme Benefits: Rs.2 lakh for 18-50 years and Rs.30,000/- for 51-60 years towards natural death, Rs.5 lakh for accident death and total disability and Rs.2.50 lakh for partial disability for 18-70 years.

  • Scholarship Rs.1,200/- for children (up to two children) studying 9th, 10th, Inter and ITI.

  • Total online claim settlement process. Rs.5,000/- paid within (2) days towards funeral expenses and total balance amount paid on 11th day or 13th day death ceremony.